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Creating True Wealth in the New Year By Bart Zandbergen

At the dawn of a new season, creating change is often top of mind. The idea of progress ignites a fire within us that many of us recognize as motivation. However, motivation can fade over time. Resolutions can quickly dwindle if fresh habits are not created to help keep you on track. My life's experiences have shown me that motivation is what gets you started, and habits are what keep you going. When I organize my goals for each year, I know they must be S.M.A.R.T. This means they must be specific,