RTC Mortgage

About Us

RTC Mortgage Corporation is a boutique Laguna Beach-based mortgage company financing residential and commercial real estate in Laguna Beach, surrounding communities and throughout the States of California and Hawaii. President and Owner Richard T. Cirelli is a Certified Mortgage Planner with over 40 years of mortgage experience. As a local company,

RTC Mortgage is able to provide its clients with a level of expertise that is unsurpassed in the industry. RTC Mortgage specializes in financing luxury properties with a full menu of Conforming and Jumbo mortgage products, Reverse Mortgages, Alternativer mortgage programs, FHA loans and Commercial mortgage products.

Mr. Cirelli is a 3-time past chairman of the Affiliates of the Laguna Board of Realtors, 2-time past President of the Laguna Beach Business Club; a member of the Laguna Beach Professional Alliance, Rotary Club of Laguna Beach and on the Board of Directors of Laguna Beach Seniors.